UISN provides free credit advocacy and resource navigation to families in
Alameda, San Bernardino & Surrounding Counties.
We review credit reports and identify inaccuracies under the FCRA.
One-on-one sessions covering budgeting and long-term financial health.
Connecting families to housing, food, and employment programs.
Complete a short intake form. We gather basic information to understand your situation and goals.
We walk through your credit reports together, identifying errors, negative items, and opportunities.
We build a personalized recovery plan with clear steps, timelines, and realistic expectations.
We prepare FCRA-compliant dispute letters targeting inaccurate or unverifiable items on your report.
We teach sustainable financial habits so progress continues long after your case closes.
We check-in on bureau responses, track your progress, and adjust your plan as needed.